Hi, I’m Lance Mathew.
I am a licensed certified public accountant with 15+ years of accounting and tax experience. After several years working in a global accounting firm, and large corporate tax departments at Fortune 500 companies, I changed directions to devote my time and energy to helping individuals and small businesses. From tax preparation to debt elimination to financial mediation, I enjoy guiding others toward better financial health in every season.
Education:
Master’s in Accounting, University of Florida’s Fisher School of Accounting
Bachelor’s of Science in Accounting, University of Florida’s Fisher School of Accounting
Minor in Economics, University of Florida’s Warrington College of Business
Licenses:
Certified Public Accountant (Florida and Georgia)
My Approach
It all begins with a conversation. Maybe you want to launch a business or need help budgeting. Maybe you need someone to help you manage an overwhelming tax matter. Whatever it is, I would love to help you (and your business) flourish.
PERSONAL
Our initial consultation will be dedicated to assessing your unique needs and goals. As a client, I provide unlimited guidance and support via email.
RELIABLE
Everyone needs help and support—especially in complicated financial matters. You can count on me to answer your questions with careful thought and expertise.
HONEST
Since financial health is more than budgets and revenue, I’ll be guiding you toward other helpful practices (such as tax planning, debt payoff, and more) while maintaining all state and federal laws.
FAQS
Why 128?
The number 128 represents the lot number of my families’ first home, the place where we first rooted ourselves in a community. 128 Financial was launched shortly after reflecting on Psalm 128, which echoes my personal prayer and hope for my family and clients’ families.
Should I file my own taxes or hire a CPA?
The IRS has a free file program that partners with tax preparation software companies to help taxpayers prepare and file their taxes for free.
If you’re a salaried employee who takes the standard deduction, your return is likely to be simple and using a free file program may make wise financial sense.
However, if you’ve encountered a major life change, own a vacation home or rental property, or have a business, your tax situation may be more complicated.
Working with a CPA is a personal choice that can help alleviate the burden of the constantly changing tax laws and reduce one’s risk of being audited by the IRS.
Do I need a CPA?
CPA stands for Certified Public Accountant, a title given to accountants that have passed a four-part credentialing exam in business, tax, and accounting principles.
While accountants can provide valuable tax services, all accountants are not CPAs. CPAs are regulated by the state and have to complete continuing education to keep up with changing accounting trends and developments. They are also allowed to prepare audited or reviewed financial statements, represent clients to the IRS, and file a report with the Securities and Exchange Commission (SEC).
How can a CPA help me with my business?
A CPA can provide valuable business insights, so you see the big picture as you start or grow your business. In addition to helping manage your financial information through bookkeeping and payroll, a CPA has the professional expertise to analyze this information and provide high-level financial management advice on decisions that affect business growth such as salary changes, new tax regulations, cash flow projections and forecasting, business entity structure decisions, and capital expenditures.